Colors: Green: Agriculture. Yellow: Gold. Red: Brave fisherman who venture wilds of the sea. White: Purity, overseen by Office of Mayor which is the key for who drives the Administration to Prosperity and Progress.
Shield: From the Provincial Seal of Camarines Norte where the town is located.
Three Stars: Three (3) major industries of Jose Panganiban namely; Fishing, Mining and Agriculture.
Black Eagle: Administration.